Nikita Syal | Piccle

The 5 Cs of Credit: Why They Matter

Understanding the 5 Cs of Credit is essential for anyone seeking loans or credit. These criteria—Character, Capacity, Capital, Collateral, and Conditions—play a crucial role in determining a borrower’s creditworthiness. By evaluating factors like payment history, income stability, and asset ownership, lenders assess the risk associated with extending credit. Whether applying for a mortgage, car loan, or credit card, knowing the 5 Cs can help individuals improve their chances of approval and secure favorable terms. Let’s delve into why these criteria matter and how they impact borrowing opportunities.

FEATURED Travel

How To Pack For A Trek

Nikita Syal

without which you cannot survive. It could be a phone charger or even toiletries. The list of essentials varies from person to person. Be it a short duration trek or a long one, you must carry things in a much systemic manner so that you do not regret later and spoil your mood.

So here is a complete guide on how to pack for a trek that you can use for your upcoming treks.

Bollywood

Highest Paid Indian Actors And Their Mind-Boggling Fee!

Nikita Syal

Despite Netflix and Amazon Prime web series, the Indian audience is still crazy about Indian movies. The revenue and hence the budget of Indian movies have increased exponentially in recent years movies like RRR and KGF are proof of that. The cinema canvas is becoming bigger and so is the money paid to the talent.

Are you also curious about who are the highest paid Indian actors and their mind-boggling fee? Let’s check out.

Women

What exactly does it mean when Girls say NO?

Nikita Syal

Bollywood movies have made songs about it and there have been jokes about it too, but there is a misogynistic stereotype about a girl saying “NO” and it is so deep-rooted in our society that we are almost blind towards it.

Please share with men and women alike. Don’t assume that all the women you know (including your mother, sister, spouse, neighbours, friends or boss) are empowered enough to speak up and don’t assume that all men you know (including your father, brother, spouse, neighbours, friends or boss) are sensitized enough to hear what is being said. Let’s start the movement to teach our society that #NomeansNO

Games

PUBG Facts | 10 interesting facts for all gamers to know

Nikita Syal

Player Unknown’s Battlegrounds or PUBG has become a world sensation ever since its launch in 2017. Competing against games like Apex Legends and Fortnite, PUBG has continued to sell a million copies worldwide. PUBG Mobile was launched in 2018 for iOS and Android devices and has since transcended into a pop culture icon.

PUBG Creator – Brendan Greene is not A Game Designer Or Coder yet he went on to create one of the most popular games in the human history. There is a way in which you can avoid getting hit by the bullets – Go on a read a lot of other surprising facts about PUBG that every gamer should know.

Entertainment

Retro DD TV serials we’d love to watch again!

Nikita Syal

The return of Ramayana during the Covid-19 pandemic sent a lot of us on a trip to the memory lane. While Doordarshan decided to re-telecast Ramayan and Mahabharat daily to keep viewers engaged, it brought a huge rush of nostalgia along.

I bet that even before you read our list of the TV serials your mind has already recounted some of the names. We can’t bring back those times but surely we can travel through our memory together to cherish those times. Have a look!

Fun Shareables

Most bizarre products you can buy online

Nikita Syal

While most of us are focused on buying tech gadgets, clothes, books, etc. online, some people are more interested in the unconventional products. While these products can be super crazy but sometimes these can be very useful if we try to look past their oddity.

There are oodles of crazily weird products available on various online retailers today. Here’s a list of some of the most bizarre products you can buy online.

Technology

How secure is your fingerprint lock?

Nikita Syal

This isn’t just a catchy headline, there is a whole different world of hackers who are waiting for small vulnerabilities in smartphone technology to hack into your most personal device.

The advancement of smartphone technology provides more and more conveniences but sometimes these might come along with few security concerns. Unless you have the iPhone 11 which did away with the fingerprint as a biometric scanner, it is possible that you are relying on your finger image to unlock your device and some of the apps within it. Recently there have been many tests and cases wherein hackers / normal users have been able to crack into a device without requiring the use of original fingerprint.

Latest Shareables

Super Cars, Obscene Prices!

Nikita Syal

We are showcasing the world’s most expensive automobiles here and neither these designs nor their prices are for the weak-hearted. These super expensive cars are much more than just a mode of transportation.

They are masterpieces encapsulating the flamboyance and swag in that 1% universe. These big boys’ toys are no ordinary machines but art pieces where luxury, performance and lifestyle take precedence over practicality. As a matter of fact, if you can afford these cars then you, certainly, can also afford to be a little less practical about your passions.

Games Shareables

Most famous Gaming Cheat Codes in History at one place

Nikita Syal

Our childhood would have been incomplete if video games weren’t around. And, for as long as these video games have been with us there have been cheat codes to provide us with certain advantages.

From experimenting various button combinations to seeking help from other players for inside info to searching the net, gamers are always on a hunt for these codes to activate new features or powers and enhance the experience of gaming. We have compiled a comprehensive list of these popular cheat codes. See how many you have used and how many are new for you. Happy Gaming.

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