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Unveiled: Optimal Timing for Settling Your Credit Card Payment

Paying your credit card bill on time is important, but paying it a bit early can have big benefits. Every month, you need to pay at least the minimum amount due by the due date. But if you pay earlier, it can really help. Let’s talk about the credit card billing cycle to understand why. This cycle is like a timeline for your credit card payments. Knowing when it starts and ends can help you manage your payments better. Plus, paying early means you can avoid late fees and possibly improve your credit score. It’s all about staying on top of things!

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Quick Reads

Immediate Steps To Follow After You Lose Your Credit Card

Credit cards have become an unavoidable part of our lives as the demand for quick payment methods has grown. They are portable, convenient for payments, and improve purchasing power with a ready-to-use credit line. They do, however, run the risk of being misplaced or stolen. If you discover that your credit card has been lost or stolen, you must act quickly to protect the sensitive data on the card and notify the credit card issuer of the loss. This article will walk you through the procedures you should take if your credit card is lost or stolen.

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Quick Reads

How to comply with new debit, and credit card guidelines from RBI ahead of the deadline?

By September 30, 2022, the Reserve Bank of India mandated that all credit and debit card information used for online, in-app, and point-of-sale transactions be replaced by independent tokens. According to a circular issued by the central bank, the Reserve Bank of India (RBI) later decided to extend the timeline for implementation of certain provisions of the Master Direction to October 1, 2022, after receiving various representations from industry stakeholders.

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Technology

This is how hackers steal your data

It is indeed a very unpleasant experience when you open your credit card statement and see charges in the list that you did not make. But you will have to keep in mind that none of us is immune to data breaches. It is hard to stop hackers from getting the information they are after, however, you can take a number of precautionary measures to minimise the damage.

So we are making an attempt to make you aware of a few ways in which hackers can steal from you so that you are better prepared.

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LatestTechnology

Top 5 Credit card management apps for India

If you track your fitness, mobile data or prescriptions, then you already know the benefits of tracking apps – deeper insights, timely reminders, discounts etc. There are apps that help manage your credit cards and simplify your finances and believe you me, they are awesome. Some of these apps have become very popular due to their unmatched advantages.

We bring to you top 5 such apps that are most beneficial for Indians.

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